Archive for July, 2005

KTV part 2

Sunday, July 31st, 2005

derrrr…. 1.30 am alreadt.My friend didn even ask if I reach home already or ask me to sms him when I reach home. I obviously alighted the cab in a quiet street right under his eyes. Oh my god, guys wake up! what is the world coming too, are all gentlemen dead? true I once said, I dun sms pple when I reach home, cos if anything’s already happened, smsing would be too late, but if u r really concerened, pls giv a call. The only person who ever did that whom I applauded too is Hann Kwang. be it a friend only, his concern for pple is really can feel one lol…

Sigh….

KTV

Sunday, July 31st, 2005

Jus wanna vent my frustrations on a very boring ktv session 2day, so i hope I dun offend anyone esp those who hav been with me 2day & happens to see my blog 2.

2day, I went with a friend to meet his frenz at ktv.He already told me tat it might be bored but I insisted on going to kill boredom at home I guess. The 1st surprise I got was tat he was meeting a gal friend not a guy friend, but nvm.

I tried to be friendly at 1st by asking them to sing with me,but no one was really responding n I gave it up n so after 2 to 3 hrs of silence by myself (excluding the time for singing the songs by myself).

I think the most frustrating part is tat being a sensible and mature adult, shldn they be trying to at least politely address you, talk abt crap like studying where, what, working a not etc… qns, they did none. When u hav a string of concert pieces, shldn u insert other pple’s songs as well?when u see tat others r not singing, shld u try to ask them y they r so quiet?

Mayb I shld hav done all those above myself, shldn be expecting others to do tat 4 me, but sorry to defend myself (human nature), how wld i be able to do tat when those 2 girls look at u like an invalid, the "bigger girl" look like she’s the mafia talking aloud, forcing her "brother" to come down to ktv in the middle of his sleep, and keep hanging to the mic for dear life to get every chance to sing with my friend and keep helping him choose songs.Der, y didn she help me choose songs too, I would be too glad to get a song or 2 in between her songs no matter what song is it, even London Bridge is falling down.

Hope I dun sound like sour grapes, or maybe I’m oversensitive. As my friend pted out, they r very gd frenz!

Okay his friend wanted to take a pic of him. thinking of this makes me even madder, my friend told her tat even me his 10+yrs friend phototaking of him has never succeeded. and when I remembered how he deleted all my photos of him on my hp without my permission, derrrr all my anger came up again. sorry when I’m pissed off, I will start to dig up old stuff again….

Mayb i shld giv others the benefit of the doubt. mayb all along, it was my mistake, I shld have go in the 1st place. Mayb….

My job

Friday, July 22nd, 2005

真的不知道应该write些什么。以前老是觉得人们只会work,没什么娱乐,也不懂得充实自己,但现在的我 finally wakarimasu        desu。工作真的能消磨人生。以前喜欢看书,学东西的我现在也有些力不从心,放工后,只想好好休息,没工作时,又不知道要做什么好,又不想做任何东西,倒不如工作更好。

工作了3 个星期,也许该shareshare我的工作状况。Firstly, 我的jobEducation Operation Executive, 不是tutor. Get this straight pls, guys….As the job suggests, 它是 cum operations and education 一起。主要工作是照顾好须要的curriculum, 1-1 tuition known as clinic session. 可爱的名称吧!还带又双层意思呢!

其他的工作有如:

-          registration, transferring, withdrawing of students

-          arranging makeup lessons, attending to enquires

-          updates and weekly reports

Of course, they include all the paper work, printing and the boring stuff.

Last not least, 搀杂华语和英语来写,并非是我不懂怎么写,而是比较interesting. 希望大家踊跃回应,Rayner, tolong, give more + comments can a not.

Live Broadcast

Saturday, July 16th, 2005

REPORTED LIVE FROM SINGAPORE! AT 12.30AM TODAY, A MYSTERIOUS MIDNIGHT CALLER RANG ME UP.

Name: David

Time of call: 12.30am (Singapore), 6.30pm (Europe)

Location: Unknown

Situation: Alive and kicking

Last words: Tell Rayner that I called.

End of report. I am Qianwen.Will keep you updated on the latest developments of David still at large outside now.Goodnight.

Freaky Friday

Friday, July 15th, 2005

Talk abt conservation! I jus wasted more than 100 sheets of paper 2day. My best frenz now…Photocopying machine, wastepaper basket, jamming machines, printers, toners,computer…derrrr. so what’s happening? Just a blur queen who keep printing the wrong papers. my pri 4 notes were reprinted, then I tell e teacher, I printed the Pri 6 notes wrongly 2. Ms Tan says, "I know." derrrrr…

Dun now y life’s pretty quiet tis wk, no sms 4 e whole day, not much interest in wat I used to do like reading,gym etc…dun even know wat to do at home after work. Life’s so stagnant!

09 July 05

Sunday, July 10th, 2005

Fri I coincidentally met Daowei after work, haven seen him for ages though he stayed near me. He was an ex AIESECer and the Founder of DJ club. The best thing tat came out frm tis chance meeting was tat it wasn jus a “Hi-Bye”. We had a nice chat at the coffee shop, talked abt work, relationships etc…. I wished tat everything could be as smooth as he said. Having expectations, look for the right girl, make the move…Sometimes its hard to let go of some things esp. concerning feelings.

Sat was a very eventful day. Benjamin graduated. I was there to take some grad photos with him.
Ben_graduation_007

hee hee… Fangda the great Photographer….cute expression there….

Ben_graduation_011

It was also my last working day at TCC. I had a pleasant surprise when CY, Rayner and Alex turned up. Thanx so much guys! also exchange contacts with a group of regular customers and hee hee Catherine even took the effort to stop by. I definitely gonna miss them! Unfortunately didn get to see the puppy that gave me the courage to touch dogs….

CPF Changes

Saturday, July 2nd, 2005

This is so ridiculous, the new changes in CPF. After 2013, Can’t take out my CPF by 55yrs old unless I have $120000 and the remaining then can take out. Where on earth can we get that amt after buying house and car? and some more the $120000 is paid back to me after 62 years old for 20 years. at 62, we’ll prob be too old to spent\d it and its like abt $611 per month only(according to 2009 stds). Then might as well spent every cent till abt $10000 left for retirement at 55 yrs old. the New policy as below….

How much can I withdraw from my Special and Ordinary Accounts when I reach 55?
A:

If you reach 55 between

1 July 2005

and

30 June 2006

, the following rules apply:

CPF Balance at age 55 (excluding the amount in the Medisave Account)

Amount which can be withdrawn

$5,000 or less

  • The member can withdraw all his savings.

$5,000 to $10,000

  • The member can withdraw up to $5,000 and set aside the remainder in his Retirement Account*.

$10,001 to $180,000

  • The member can withdraw up to 50% of the total balance in his Special and Ordinary Accounts. The remainder will be set aside in his Retirement Account.*

Above $180,000

  • The member can withdraw all his savings after setting aside the Minimum Sum of $90,000 (as at July 2005) and the prevailing Required Amount ($5,100 for 2005) in the Medisave Account.

*The Retirement Account is created when a member reaches age 55.

From

1 January 2009

, members who reach 55 can only withdraw 40 percent of their Special and Ordinary Account balances, and then the remaining balances, if any, after they have met the CPF Minimum Sum and the Required Amount in the Medisave Account. This percentage of withdrawal will go down by 10 percentage points each year.

Please see the table below:

Withdrawal of Special and Ordinary Account Balances at age 55

Until

31 Dec 2008

50%

1 Jan 2009

40%

1 Jan 2010

30%

1 Jan 2011

20%

1 Jan 2012

10%

From

1 Jan 2013

Only the Special and Ordinary
Account balances after setting
aside both the CPF Minimum Sum
and Medisave Minimum Sum
can be withdrawn

From

1 January 2013

, members who reach 55 can withdraw their Special and Ordinary Account balances only after setting aside the CPF Minimum Sum and Medisave Minimum Sum.

Please refer to Annex B for examples on CPF withdrawal.

ANNEX B

EXAMPLE 1

Date you reach 55

1 July 2005

CPF Minimum Sum required

$  90,000

Medisave Required Amount

$    5,100

Your Special and Ordinary Account balances

$  90,000

Medisave Account balance

$          0

CPF withdrawn for housing

$          0

To meet the prevailing CPF Minimum Sum, you need to set aside $45,000 cash. You can pledge the remaining $45,000 in property. The pledging of your property is subject to the Board’s approval.

CPF Minimum Sum (cash)

  $45,000
Minimum Sum shortfall   $45,000
Your lump-sum CPF withdrawal

=CPF cash balance less Minimum Sum cash set aside

=$90,000-$45,000

=$45,000

Note: You need not top up your Medisave Account to the Required Amount as you do not meet the CPF Minimum Sum.

EXAMPLE 2

Date you reach 55

1 July 2005

CPF Minimum Sum required

$  90,000

Medisave Required Amount

$    5,100

Your Special and Ordinary Account balances

$ 250,000

Medisave Account balance

$    1000

To meet the prevailing CPF Minimum Sum, you need to set aside $90,000 cash.

CPF Minimum Sum (Cash)

  $90,000
Minimum Sum shortfall   $        0
Your lump-sum CPF withdrawal

=CPF cash balance less Minimum Sum cash set aside less topped
up amount to Medisave Account

= $250,000-$90,000 -$4,100

= $155,900

Note:
1) You need to top up your Medisave Account to the Required Amount as you meet the CPF Minimum Sum.
2) The amount you need to top up to your Medisave Account is the difference between the Medisave Required Amount and the balance in your Medisave Account (i.e $5,100 - $1,000).


EXAMPLE 3

Date you reach 55

1 July 2005

CPF Minimum Sum required

$  90,000

Medisave Required Amount

$    5,100

Your Special and Ordinary Account balances

$ 250,000

Medisave Account balance

$          0

To meet the prevailing CPF Minimum Sum, you need to set aside $90,000 cash.

CPF Minimum Sum (Cash)

  $90,000
Minimum Sum shortfall   $        0
Your lump-sum CPF withdrawal

=CPF cash balance less Minimum Sum cash set aside less topped
up amount to Medisave Account

= $250,000-$90,000 -$5,100

= $154,900

Note: You need to top up your Medisave Account to the Required Amount ($5,100) as you meet the CPF Minimum Sum.

EXAMPLE 4

Date you reach 55

1 August 2005

CPF Minimum Sum required

$  90,000

Medisave Required Amount

$    5,100

Your Special and Ordinary Account balances

$    7,000

CPF withdrawn for housing

$   30,000

Medisave Account balance

$          0

a)CPF Minimum Sum (Cash)

$    2,000
b)CPF Minimum Sum (Pledged property) $   30,000
Total Minimum Sum set aside[(a)+(b)] $   32,000
Minimum Sum shortfall :$90,000-$32,000
=$58,000
Your lump-sum CPF withdrawal

=CPF cash balance less Minimum Sum cash set aside

=$7000-$2000

= $5,000

Note: You do not need to top-up your Medisave Account to the Required Amount, as you do not meet the CPF Minimum Sum.

Latest Developments

Saturday, July 2nd, 2005

Hi folks,

e biggest event recently is tat I’ll be starting work on Mon at JustEducation Chinese at Jurong East branch as Education Operation Executive. Sounds catchy rite =) maybe jus another nice name to replace tution teacher.

Friday was a big sports and shopping day. 1st time roller blading with Dav n his frenz. Turns out tat his frenz r rather nice which according to Dav tat these r the nicer ones unlike xxx business sch pple in the bank.Then i bought a brazar (spell!), a bag n shoes 4 SIA interview this morning. Spent almost $300, I’m definitely broke…

Sadly, I didn get in 4 2nd interview but consolations to me was tat a lot of pretty ones didn got in. Guess SIA r looking for really sincere candidates now.Was stuck to talking to tis girl who came back fom LA after a mth with a stupid accent and a girlish high tone n boosting abt her trips overseas, her job offers blah blah blah, saying she wants to be a tai tai but her bf’s not rich…All i can say to her bf is Beware!

1st time playing x box with Romance of the 3 Kingdoms,So difficult, I’m hopeless at directions! Was gonna rite a new joke, but i’m rushing to work at TCC again at Holland Village, guess I’ll still be working there, prob on Sats only.

Bye folks, hav a nice weekend.